Water leak claims in Florida can be tricky, especially when insurance companies try to downplay the payouts or deny the claims. It is important to understand how water leak insurance claims work in Florida to protect your home and your finances. At Jenkins Law, we are here to guide you through the entire process and ensure that you receive the compensation you deserve.
Types of Water Leak Coverage
Not all water leaks are included in the basic homeowner insurance coverage in Florida. In most cases, different companies provide coverage depending on the source of the leak. For example, the company usually covers water damage due to bursting pipes but will not cover water damage caused by prolonged negligence or gradual leakage. One must be familiar with the specific policy conditions before filing a claim.
Policy Exclusions
Among the hardest problems when handling water leakage claims in Florida is your knowledge about policy exclusions. Sometimes floods or leaks, resulting from bad care maintenance, may not be covered by particular policies. We, at Jenkins Law, would be able to explain in-depth what your policy entails. We can even ensure your exclusions don’t cut off your claim process.
Time is of Essence
In Florida, many insurance policies have a time limit within which one must report water leak claims. Failure to notify your insurer on time may result in a denied claim. This is a critical issue for most Florida homeowners. The sooner you file your claim, the better your chances are of receiving fair compensation for repairs.
How to Handle an Underpaid Claim
Once the adjuster has done his assessment, it is common to have an insurer offering a much lower settlement than necessary to actually cover repairs. Jenkins Law can be of great help in negotiating the process to get your settlement to reflect the full cost of repairs and damages. If your insurer declines to budge, we can help you appeal against their decision.
Legal Advice for Your Claim
Water leak insurance can be complicated to file on. Jenkins Law is ready to support you with an attorney who understands the process and keeps you in check and up to deadlines while negotiating for your maximum payout. We protect your rights and put your home back the way it was before the damage.
This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is a roof damage insurance lawyer. She focuses on insurance claims and property damage. The information on this site is not intended to and does not offer legal advice, legal recommendations, or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your situation.
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